top of page

INDIAN NON-BANKING FINANCIAL COMPANY (NBFC's)

Non-Banking Financial Companies play a critical role in the Indian financial ecosystem by complementing traditional banks and addressing funding gaps that banks may not service efficiently. NBFCs provide structured and flexible financing solutions across asset-backed lending, cash-flow–based credit, and specialised funding structures tailored to business and promoter requirements.

​

Compared to banks, NBFCs are generally more agile in their credit appraisal and decision-making processes. Their funding solutions are designed to accommodate diverse borrower profiles, complex cash flows, and customised security structures. This makes NBFC financing particularly effective where speed, flexibility, and transaction-specific structuring are critical.

​​

20260112_1448_Image Generation_simple_compose_01kerqyyhaev3av9sv266d5xvd.png

NBFCs are often better suited for situations involving time-sensitive funding needs, interim or bridge finance, structured repayments, or non-standard asset profiles. Their ability to evaluate transactions based on practical business realities—rather than rigid frameworks—allows promoters and businesses to access capital with shorter turnaround times and more adaptable terms, while still operating within a regulated and disciplined financial environment.

:SCOPE OF WORK

​

  • Assessment of funding requirements based on business operations, cash flows, asset profile, and promoter objectives.

  • Evaluation of borrower eligibility and suitability across various NBFC lending products and structures.

  • Identification of appropriate NBFCs aligned with the borrower’s sector, risk profile, and funding timeline.

  • Structuring of funding solutions including asset-backed, cash-flow–based, and structured credit facilities.

  • Advisory and execution support for term loans under secured and structured lending arrangements.

  • Assistance in arranging Loan Against Property facilities for business and promoter-level funding needs.

  • Support for working capital, short-tenor credit, and interim liquidity requirements.

  • Structuring of bridge finance and time-bound funding solutions linked to specific business events.

  • Advisory for promoter financing and personal credit facilities, where applicable.

  • Design of customised repayment structures including bullet, step-up, and milestone-linked repayments.

  • Preparation of transaction-ready information packs, financial data, and explanatory notes for lenders.

  • Coordination and follow-up with NBFCs through appraisal, approval, and disbursement stages.

  • Support during documentation, drawdowns, and post-disbursement processes.

  • Ongoing advisory for facility optimisation, restructuring, renewals, or enhancements.

bottom of page